I hope this message finds you well during these unprecedented times. As a mortgage professional who cares about my clients and referral partners. THIS MAY BE THE MOST IMPORTANT MESSAGE YOU RECEIVE. Click here to watch the video.
There has been a lot of misinformation surrounding the ability to NOT MAKE MORTGAGE PAYMENTS for 3 months, or 6 months, even 12 months.
The ability to REQUEST this FORBEARANCE is there. The bill passed.
HERE IS MY MESSAGE AND THE MOST IMPORTANT PART:
Please only use a forbearance as a last resort. It may ruin your credit and impede your ability to refinance, purchase or obtain credit for years to come. Please make sure to contact your servicer and know the terms well before missing any payments. THE TRUTH is, that after this 3 month forbearance you MIGHT owe 4 mortgage payments all at once.
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